Last Updated: November 10, 2024.
Your Privacy Matters
At Ohio Quick Financing, protecting your personal information is our top priority. This Privacy Policy explains how we collect, use, protect, and share information about you. Please read this policy carefully to understand our practices regarding your data.
Information We Collect
Personal Information
We collect information you provide when applying for loans or using our services:
- Name, address, and contact details
- Social Security number
- Employment and income information
- Bank account information
- Government-issued ID numbers
- Credit and financial information
Automatically Collected Information
When you visit our website or use our online services:
- IP address and device information
- Browser type and operating system
- Website usage data
- Location information
- Cookies and tracking technologies
How We Use Your Information
We use your information responsibly to:
- Process loan applications
- Verify your identity
- Service your account
- Process payments
- Communicate with you
- Improve our services
- Comply with legal requirements
Information Sharing
We May Share Information With:
- Loan servicing companies
- Payment processors
- Credit reporting agencies
- Identity verification services
- Legal and regulatory authorities
- Service providers
We Never:
- Sell your personal information
- Share data for marketing purposes
- Disclose information to unauthorized parties
Your Rights
You have the right to:
- Access your personal information
- Correct inaccurate data
- Request deletion of your information
- Opt-out of certain data sharing
- Receive annual privacy notices
- File a privacy complaint
Security Measures
We protect your information through:
- Bank-level encryption
- Secure data storage
- Access controls
- Regular security audits
- Employee training
- Incident response procedures
Cookie Policy
We use cookies to:
- Improve website functionality
- Analyze site traffic
- Remember your preferences
- Enhance security
- Provide better service
You can manage cookie preferences through your browser settings.
Online Privacy Protection
Website Security
Our website uses:
- SSL encryption
- Secure forms
- Protected databases
- Regular security updates
- Firewall protection
Mobile App Security
Our mobile applications feature:
- Secure login
- Encrypted data transmission
- Automatic session timeouts
- Biometric authentication options
Legal Compliance
We comply with:
- Gramm-Leach-Bliley Act (GLBA)
- Fair Credit Reporting Act (FCRA)
- California Consumer Privacy Act (CCPA)
- Ohio Data Protection Act
- Other applicable privacy laws
Information Retention
We retain your information:
- As required by law
- For account servicing
- To resolve disputes
- For fraud prevention
- Per regulatory requirements
Children’s Privacy
We do not knowingly collect information from individuals under 18 years of age. Our services are intended for adults only.
Changes to Privacy Policy
We may update this policy periodically. Material changes will be communicated through:
- Website notices
- Email notifications
- Account messages
- Mobile app updates
Contact Privacy Office
For privacy-related questions:
- Email: [email protected]
Additional Rights
California Residents
Additional rights under CCPA include:
- Right to know
- Right to delete
- Right to opt-out
- Non-discrimination rights